Financial Planning
Being financially successful often involves dealing with complex and complicated financial situations. There are more issues for you to consider and more decisions to make. We understand that although your financial situation is complex, what you want are ways to simplify, not complicate your life.
You will be working with highly qualified financial planning professionals; we have a vast experience in addressing complex financial issues like yours. You will receive a reasoned and thorough analysis--and straightforward, clear-cut recommendations. You can be confident that before any strategy is recommended, the team has viewed your situation from every possible angle. We realize that you may have other advisors, like your attorney or accountant, already working with you. And at your request, we will work with them to implement certain recommendations that may be in your plan. We will also make sure our recommendations are designed to complement any work you already have in progress.
Estate Planning
* Are my existing documents and property ownerships appropriate for my needs?
* Should I have a trust? If so, what type?
* Do gifting strategies make sense for me?
* How can I limit my estate tax liability?
Tax Planning
* How can I reduce the impact of taxes on current income?
* How can charitable trusts lower my current tax liability and my estate tax liability?
* Should I roll my IRA funds into a Roth IRA?
* How can I take advantage of tax incentives for education funding?
Retirement
* Will I be able to retire early?
* What are the most efficient retirement vehicles?
* What are the considerations when taking distributions from my retirement plans?
Investments
* What asset allocation makes the most sense for me?
* Should I restructure my investments for retirement?
Business Owners
* How can I use my business to improve my person income tax picture?
* What is the best entity for my business?
* What is the best structure for selling or transferring my business?
* What steps can be taken now to prepare for the sale of my business when I retire?
Protection Planning
* What is the impact of long-term care in today's dollars?
* Will there be sufficient resources to provide for my family if I die prematurely?
* What is the best way to own life insurance?
* How can my business expenses be met if I become disabled?
Fees for this service are based on the complexity and time required. Fees are quoted in advance and range from $1,000 - $10,000.
